Expert Financial
and Tax Planning Insights & Resources

Practical articles on insurance, investments, mortgages, and tax planning - so you can make confident, informed decisions.

Blog

Welcome to my blog. Here you’ll find clear, actionable guidance on financial planning, insurance, investments, mortgages, and tax strategies - with a focus on Quebec rules and context. Each article is written to help you protect your family, grow wealth, and plan with confidence and peace of mind.

Money Basics in Quebec: 7 Proven Simple Habits for Financial Stability

Reading Time: 8:22 min

Rent in Montréal and Québec City is up 8–12 % year-over-year, Quebec has the highest combined tax rates in Canada, and QPP contributions are higher than CPP. Yet hundreds of…

View post

Tax & Savings Strategies for 2025: What Really Matters

Reading Time: 13:3 min

In 2025, Canadians face a financial paradox. On the one hand, the government offers generous tax-supported savings programs. On the other, high interest rates and inflation are squeezing household budgets.…

View post

RDSP, FHSA, RRSP and Investment Loans in Canada: What You Need to Know in 2025

Reading Time: 9:31 min

Why It Matters Financial planning in Canada offers an impressive range of programs from retirement accounts to homebuyer incentives and government-supported savings tools. The challenge is not just knowing these…

View post

RRSP in Quebec: How to Cut Taxes and Build Retirement Savings the Smart Way

Reading Time: 7:26 min

The Registered Retirement Savings Plan (RRSP) has long been recognized as one of Canada’s most effective tools for building long-term wealth and securing financial stability after retirement. What makes it…

View post

TFSA in Quebec: Tax-Free Growth, Flexible Withdrawals, Smarter Planning

Reading Time: 7:56 min

Why the TFSA Matters in Quebec The Tax-Free Savings Account (TFSA) is widely regarded as one of the most versatile and accessible savings tools in Canada. Introduced in 2009, it…

View post