Tax Planning
Description Category Tax Planning
FHSA / CELIAPP 2025 Quebec Guide: Why Year-End Opening Unlocks Tax Savings
Reading Time: 9:55 min
The First Home Savings Account (FHSA), known in Quebec as the CELIAPP, is one of the most effective tax tools for first-time homebuyers. It combines the contribution deduction of an…
Money Basics in Quebec: 7 Proven Simple Habits for Financial Stability
Reading Time: 8:22 min
Rent in Montréal and Québec City is up 8–12 % year-over-year, Quebec has the highest combined tax rates in Canada, and QPP contributions are higher than CPP. Yet hundreds of…
RRSP in Quebec: How to Cut Taxes and Build Retirement Savings the Smart Way
Reading Time: 7:26 min
The Registered Retirement Savings Plan (RRSP) has long been recognized as one of Canada’s most effective tools for building long-term wealth and securing financial stability after retirement. What makes it…
TFSA in Quebec: Tax-Free Growth, Flexible Withdrawals, Smarter Planning
Reading Time: 7:56 min
Why the TFSA Matters in Quebec The Tax-Free Savings Account (TFSA) is widely regarded as one of the most versatile and accessible savings tools in Canada. Introduced in 2009, it…